Breakfast doesn’t have to be boring. If you’ve ever been torn between indulging in dessert or sticking to a wholesome breakfast, this recipe is here to rescue you. Banoffee overnight oats take all the luscious flavors of the classic British banoffee pie—bananas, caramel, and creamy goodness—and transform them into a nutrient-packed, no-cook breakfast. It’s a perfect make-ahead option for busy mornings, and let’s be honest, who doesn’t love waking up to a ready-to-eat jar of happiness?

A little memory from my kitchen

I first made these overnight oats during a week when I was seriously craving sweets but didn’t want to derail my healthy eating goals. The idea came after a bite of banoffee pie at a friend’s dinner party—it was decadent, rich, and unforgettable. The very next morning, as I sliced a ripe banana for my usual oats, it clicked: why not bring those flavors into my breakfast? I had to improvise on the caramel sauce, but the results were so good I practically did a happy dance in my kitchen. Now, this recipe has become my go-to when I want to start the day with something special.

Where does banoffee come from?

The word “banoffee” is a delightful blend of “banana” and “toffee,” and the dessert originated in England in the 1970s. Traditional banoffee pie is made with a buttery crust, creamy toffee or caramel filling, bananas, and whipped cream. It’s indulgent and oh-so-decadent. Over the years, creative cooks have adapted the concept into everything from cheesecakes to milkshakes. This overnight oats version swaps out the sugar-laden elements for natural sweetness and nutrient-rich ingredients, all while keeping that signature banoffee flavor.

Let’s talk ingredients: simple, delicious, and adaptable

This recipe’s magic lies in how simple yet versatile the ingredients are. Here’s what makes them shine:

Banana: Half gets mashed into the oats for natural sweetness, while the other half sits on top, bringing texture and that classic banana flavor. For a different twist, try using ripe plantains.
Rolled oats: They’re the heart of this recipe, absorbing the flavors overnight. If you’re out of rolled oats, quick oats can work, though the texture will be softer. Steel-cut oats aren’t ideal here, as they need longer to soften.
Chia seeds: These tiny powerhouses add creaminess, fiber, and omega-3s. If you don’t have them on hand, flaxseeds or hemp hearts are decent substitutes.
Soy milk: Its creamy texture and mild flavor pair perfectly, but any milk works. Almond, oat, or regular dairy milk all do the trick—pick your favorite.
Cinnamon: A warm, cozy spice that ties everything together. You could swap it for nutmeg or even a pinch of cardamom if you’re feeling adventurous.
Greek yogurt: This layer adds protein and tanginess. For a dairy-free option, coconut yogurt is a great alternative.
Caramel sauce: The combination of almond butter, maple syrup, and olive oil creates a silky, nutty caramel that feels indulgent without the guilt. Peanut butter works here too, though it gives a stronger flavor.

Kitchen gear: what you need (and what you don’t)

You don’t need any fancy equipment for this recipe, and that’s one of the things I love about it. Here’s what you’ll want:

A bowl for mixing: For combining the oat base and mashing the banana.
A small jar or dish: This is where the magic happens overnight. I prefer using a jar because it’s easy to store and makes for a pretty presentation in the morning.
A small spoon or whisk: To stir the caramel sauce to smooth perfection. A fork will work in a pinch!
A sharp knife: For slicing that banana just right.

Step-by-step: how to make banoffee overnight oats

Making these overnight oats is as easy as 1-2-3. Follow along and let’s get prepping!

Mash the banana: Take half of your ripe banana and mash it in a bowl. The sweetness and creaminess it adds to the oats are unmatched. Save the other half for topping—it’ll be our pièce de résistance.
Mix the oat base: Into the same bowl, stir in the rolled oats, soy milk, chia seeds, and cinnamon. The chia seeds will thicken the mixture as it sits. Spoon the mixture into your jar or dish.
Whip up the caramel sauce: In a separate small bowl, combine almond butter, maple syrup, olive oil, vanilla extract, and salt. Stir until it’s smooth and glossy. Trust me, this sauce is going to change your breakfast game.
Layer like a pro: On top of the oat base, add a generous layer of Greek yogurt. Then drizzle your homemade caramel sauce over the yogurt.
Top it off: Slice the remaining half of the banana and arrange it artfully on top. Add any extra toppings you like—granola, chocolate shavings, or a sprinkle of cinnamon.
Refrigerate: Pop the jar in the fridge overnight. The oats will soak up all the flavors, and by morning, you’ll have a creamy, dreamy breakfast waiting for you.

Variations and tweaks to try

This recipe is wonderfully flexible, so feel free to make it your own. Here are some fun ideas:

Vegan version: Use plant-based yogurt like coconut or almond yogurt, and you’re good to go.
Gluten-free twist: Ensure your oats are certified gluten-free.
Nut-free adaptation: Swap almond butter for sunflower seed butter, and the caramel sauce will still be divine.
Seasonal spin: Add diced apples or pears to the oat mixture in the fall, or fresh berries in the summer.
Dessert vibes: Top with a drizzle of melted dark chocolate or a sprinkle of crushed graham crackers for a true banoffee pie experience.

I’ve tried a version with cacao powder in the oat base for a chocolate-banana twist, and it was amazing. Don’t be afraid to experiment—it’s hard to go wrong!

Serving ideas to make it extra special

Serve your banoffee overnight oats in a clear glass jar for that Insta-worthy layered effect. A sprig of fresh mint or a pinch of cocoa powder on top makes it look even fancier. Pair this with a small bowl of fresh fruit or a side of granola for crunch. If you’re feeling indulgent, a dollop of whipped cream can take the banoffee theme to the next level.

Beverage pairings

This dish pairs beautifully with a hot cup of coffee or a creamy latte. If you’re more into tea, a chai latte works wonders, as its warm spices complement the cinnamon in the oats. For a refreshing option, try an iced matcha latte or a simple glass of cold brew. Want something lighter? A citrusy herbal tea like lemon or orange zest balances the sweetness perfectly.

Storage and reheating tips

Overnight oats are best enjoyed cold, straight from the fridge. If you prefer them warm, you can transfer the oats to a microwave-safe bowl and heat them for 30-40 seconds. They’ll lose some of the thick, pudding-like texture but will still be delicious. Store them in the fridge in an airtight jar for up to three days—just don’t add the banana slices until you’re ready to eat, as they can brown over time.

Scaling up or down for any appetite

This recipe is super easy to adjust. If you’re making it for a crowd, simply double or triple the ingredients and prepare individual jars for a fun breakfast party. If you’re making it just for yourself but want a smaller portion, cut everything in half and use a tiny jar—it’s the perfect snack-sized treat.

Troubleshooting: tips for common issues

Too thick? Stir in a splash of milk before serving to loosen it up.
Not sweet enough? Drizzle extra maple syrup or add a sprinkle of brown sugar on top.
Caramel too runny? Chill it in the fridge for a few minutes to firm it up.

Try this tomorrow!

Banoffee overnight oats are a game-changer for busy mornings, sweet tooth cravings, and anyone who loves a good twist on tradition. With wholesome ingredients, customizable options, and an easy prep process, there’s no excuse not to try it. Let me know how you make it your own—I’d love to hear about your favorite toppings and tweaks!

FAQs

1. Can I use quick oats instead of rolled oats?
Absolutely! Quick oats will work, but the texture will be softer.

2. How long do overnight oats last?
They stay fresh in the fridge for up to three days. Just hold off on adding the banana slices until you’re ready to eat.

3. Can I skip the chia seeds?
Yes, but the oats may be less thick. You can add a little less milk if you skip them.

4. Is there a low-sugar version?
Use unsweetened almond butter and reduce the maple syrup. You can also rely on the banana’s natural sweetness.

5. Can I meal prep this for the week?
Totally! Prep several jars at once and enjoy them over the next few days.

Decadent Banoffee Overnight Oats Recipe